Wealthify Is A UK-based Digital Wealth Management Company Founded In 2016. It Provides Individual Investors With Simple, Transparent Investment Solutions Designed To Simplify The Investment Process Through Technology And Automation. Here Are Some Of The Key Features And Services Of Wealthify:

Digital Investment Platform: Wealthify Provides An Easy-to-use Online Platform Where Users Can Open Accounts, Select Investment Strategies And Manage Their Portfolios.

Diversified Portfolio: The Company Offers Clients A Variety Of Portfolio Options, Often Based On Their Clients' Risk Tolerance And Investment Objectives. These Portfolios Are Primarily Composed Of Low-cost Exchange Traded Funds (ETFs) And Other Diversified Assets.

Personalized Investment Strategies: During The Enrollment Process, Wealthify Evaluates An Investor's Risk Appetite And Financial Goals Through A Series Of Questions, Resulting In The Recommendation Of Appropriate Investment Strategies.

Low Fee Structure: Wealthify Is Known For Its Transparent And Low-cost Fee Structure, Typically Charging An Administration Fee (0.6% Per Annum) Instead Of A Commission On Transactions. Unlike Traditional Providers, You Will Not Be Charged To Deposit Or Withdraw Money, Transfer Money Or Close Your Plan.

General Investment Account Tax:

GIA Does Not Offer The Same Tax Benefits As The Stock And Stock ISA Or Self-Invested Personal Pension. This Means That The Profits You Make From Your GIA Investments May Be Subject To The Following Taxes:

Income Tax: You May Be Subject To Income Tax When You Receive Income From Your Investments. The Amount You Need To Pay Will Depend On The Tax Band You Are In And The Size Of Your Gains.

Capital Gains Tax: This Is A Tax Levied On The Profits You Make When You Sell Any Investment That Has Increased In Value Over Time. You Only Pay This Tax On Gains That Exceed The Capital Gains Tax Allowance (currently £3,000 Per Annum).

Savings Account:

Instant Access Savings Account, Powered By ClearBank

Thanks To Variable Interest Rates, Wealthify's Instant Access Savings Account Gives You The Flexibility To Save On Your Own Terms.

• Pay 4.39% AER/4.30% Total APR Per Month (variable).
• Starting At £1, You Can Deposit As Much As You Want, With No Cap.
• Withdraw Your Funds Anytime, Anywhere.

Ethical Investment Options: Wealthify Offers Ethical Investment Options That Allow Clients To Invest In A Manner Consistent With Their Values. These Portfolios Include Assets That Comply With Environmental, Social And Corporate Governance (ESG) Standards.

Customer Support And Education: Wealthify Provides Customer Support Services And Provides Educational Resources To Help Investors Better Understand The Investment Process And Market Dynamics.

Regulatory Compliance: Wealthify Is Regulated By The UK Financial Conduct Authority (FCA No. 662530), Ensuring That The Services It Provides Comply With Industry Standards And Legal Requirements. Overall, Wealthify Is Committed To Providing Investors With A Streamlined And Efficient Investment Experience Through Its Digital Platform And Professional Investment Management Services, Making It Particularly Well-suited For Individuals Who Wish To Make Long-term Investments Without Cumbersome Management.