2. When you use our products and/or services, we need/may need to collect and use your personal information, including the following two types:

1) In order to realize the basic functions of providing you with our products and/or services, you must authorize us to collect and use the necessary information. If you refuse to provide the relevant information, you will not be able to use our products and/or services normally;

2) In order to provide you with additional functions of our products and/or services, you can choose to authorize us to collect and use information. If you refuse to provide, you will not be able to use the relevant additional functions normally or achieve the functional effects we intend to achieve, but it will not affect your normal use of the basic functions of our products and/or services.

You understand and agree:

1) We are committed to creating a variety of products and services to meet your needs. Because we provide you with a wide variety of products and services, and different users choose to use different specific product/service scopes, the basic/additional functions and the types and scopes of personal information collected and used will be different accordingly. Please refer to the specific product/service functions;

2) In order to bring you a better product and service experience, we are continuously working to improve our technology, and we may launch new or optimized functions from time to time, which may require the collection and use of new personal information or change the purpose or method of using personal information. In this regard, we will explain to you the purpose, scope and use of the corresponding information through updating this policy, pop-up windows, page prompts, etc., and provide you with a way to choose your own consent, and collect and use it after obtaining your explicit consent. In this process, if you have any questions, comments or suggestions, you can contact us through the contact information provided by FinanceWiki, and we will answer you as soon as possible.

3. During your use of our services, in order to identify abnormal account status, understand product adaptability, and provide you with page displays and search results that better meet your needs, we may automatically collect your usage and store it as network log information, including:

1) User Submissions: When you register for FinanceWiki, you need to provide an email address so that we can identify you or contact you. We will use some effective methods to confirm the correctness and validity of your personal information.

2) User's personal details (profile): In addition to the required registration information, we also have a part of your more detailed description of information, such as name, identity, company, position, you can choose to fill in or not. But you must know that the more complete your information is and the richer the information you provide, the more opportunities and business social relationships you will get.

3) Contact information: When you invite your friends to join FinanceWiki, you need to fill in the other party's mobile phone number. This information will only be used to send invitations or other information to your contacts. You can also fill in some personal information for your contacts, but FinanceWiki guarantees that this information will only be seen by you. The information you fill in for your contacts also complies with this privacy clause.

4) Location information: When you enable the positioning function of your mobile device through system authorization and use location-based services, we will collect and use your location information to customize the relevant party information of the country for you. We will use relevant technologies to obtain your location information (accuracy will vary), including IP address, GPS, etc. You can turn off the positioning service in the system of your mobile device to stop us from collecting your location information, but you may not be able to use the services we provide to you based on your location, or you may not be able to achieve the expected results of the relevant services. During your use of Blockchain Sky Eye services, in order to identify abnormal account status, understand product adaptability, and provide you with page displays and search results that better meet your needs, we may automatically collect your usage and store it as network log information.

Including SDK: com.wiki.finance

5) Device information: We will receive and record information about the device you use (including device model, operating system version, device settings, unique device identifier

(IMEI/android ID/IDFA/OPENUDID/GUID), device environment and other software and hardware feature information), and information about the location of the device (including your authorized GPS location and sensor information such as WLAN access points and base stations) based on your specific operations during software installation and/or use.

6) Service log information: When you use the products or services provided by our website or client, we will automatically collect your detailed usage of our services and save them as service logs, including browsing, clicking to view, search query, favorites, adding to shopping cart, transactions, after-sales, following and sharing information, publishing information, as well as IP address, browser type, telecom operator, language used, access date and time.

Please note that separate device information and service log information are information that cannot identify a specific natural person. If we combine such non-personal information with other information to identify a specific natural person, or use it in combination with personal information, such non-personal information will be regarded as personal information during the combined use period. Unless you authorize us or otherwise required by laws and regulations, we will anonymize and de-identify such information.

In order to provide you with more convenient information display, search and push services that better meet your personalized needs, we will extract your preference characteristics based on your device information and service log information, and produce indirect population portraits based on feature tags for display, push information and possible commercial advertisements.

7) When you use the FinanceWiki App to scan the QR code, we need to obtain the "Camera-Photograph" permission of your device; to upload pictures and avatars, we need to obtain the "Storage-Read External Storage" permission of your device;

To save pictures, we need to obtain the "Write External Storage" permission of your device.

8) Get the information of the running process: used to determine whether the current app is in the foreground or background, to help process the logic of sharing the password.

Including SDK: GreenrobotEventBus,com.wiki,com.finance.stub.stubApp

9) Get the installation list: to match the app program and mobile software application data

10) Sensor information: APPFlyer SDK's sensor types include: accelerometer, magnetometer, gyroscope, APPFlyer collects this data at each application startup and in-app event, and the collection of this data will be mainly used for monitoring anti-fraud purposes.

11) Appflyer SDK will receive and record the unique identification code (IMEI/android ID) of the device you are using at startup and within the application. This information is collected mainly for identifying the uniqueness of the user and for anti-fraud purposes.

11) Clipboard: Some functions of the application require the use of the clipboard function, including: copy and paste, and identification of member redemption codes.

4. In order to provide you with more convenient, higher-quality, and personalized products and/or services, and strive to improve your experience, we may collect and use your personal information in the following additional services provided to you. If you do not provide this information, it will not affect your use of FinanceWiki's basic services such as browsing, searching, and purchasing, but you may not be able to obtain the user experience brought to you by these additional services. These additional services include:

1) Personalized recommendation service for global regions based on location information: We will access and obtain your location information after you enable location permission, and provide you with page business displays, products and/or services that better meet your needs based on your location information

2) Additional services based on camera/camera: You can use this function to scan codes to participate in offline activities and take photos for related services such as markets after enabling camera/camera permission

You understand and agree that the above additional services may require you to enable access rights to your location information (geolocation), camera (camera), and album (photo gallery) in your device to enable the collection and use of information involved in these permissions. You can view the status of the above permissions item by item in your device settings or our client, and you can decide to turn these permissions on or off at any time.

5. How we protect your information:

1) We have taken reasonable and feasible security protection measures that meet industry standards to protect your information and prevent personal information from being unauthorized access, public disclosure, use, modification, damage or loss. For example, the exchange of data between your browser and the server is protected by SSL protocol encryption; we also provide HTTPS protocol secure browsing for the FinanceWiki website.

2) We have an industry-leading data security management system that focuses on data and revolves around the data life cycle, which improves the security of the entire system from multiple dimensions such as organizational construction, system design, personnel management, and product technology.

3) The Internet is not an absolutely safe environment. When using the FinanceWiki platform service, it is recommended that you establish connections and share information with each other through our services. Please note that the information you voluntarily share or even publicly share when using our services may involve your or others' personal information or even personal sensitive information. Please consider more carefully whether to share or even publicly share relevant information when using our services.

4) Please use a complex password to help us ensure the security of your account. We will do our best to ensure the security of any information you send to us.

5) FinanceWiki will not store your information beyond the expiration date. When you choose to exit, terminate the service, or when FinanceWiki no longer provides services to you, FinanceWiki will delete your information.

6) We will obtain some of your account information (avatar and nickname) from Facebook according to your authorization and bind it to your FinanceWiki account so that you can log in directly with your Facebook account. If you refuse, we will not use Facebook to log in.

7) You can delete your personal data on the application yourself - just go to the "Me" page and click "Delete your account" at the bottom. Or send an email to the FinanceWiki customer service email address to submit your request to cancel your account, and we will assist you in canceling your account.

6.FinanceWiki fully respects the copyright and intellectual property rights of the original author of the data. FinanceWiki reasonably believes that when customers upload original data to FinanceWiki, you are the original author or have obtained the consent of the copyright owner and have properly handled the relevant issues with the copyright owner. FinanceWiki's purchase and sale and use of original data are reasonable behaviors, so FinanceWiki does not assume any responsibility for intellectual property disputes related to it. FinanceWiki solemnly reminds visitors: Please comply with relevant intellectual property rights when reprinting or using relevant data, otherwise FinanceWiki will be exempted from any intellectual property disputes related to it. At the same time, FinanceWiki has independent intellectual property rights for FinanceWiki's original data and FinanceWiki logo. FinanceWiki has the right to pursue legal liability for any infringement of FinanceWiki's intellectual property rights.

7. The various data published by FinanceWiki, the opinions expressed by visitors on FinanceWiki, and the content of other websites recommended in the form of links are only for providing more information for reference or learning and communication, and do not represent the opinions of FinanceWiki, nor do they constitute any sales advice.

8. FinanceWiki is not responsible for the leakage of personal information caused by the following circumstances:

1) When government departments, judicial organs, etc. require FinanceWiki to disclose personal information in accordance with legal procedures, FinanceWiki will provide personal information according to the requirements of law enforcement units or for the purpose of public safety;

2) Any personal information leakage caused by the user telling others the personal password or sharing the registered account with others;

3) Any personal information leakage, loss, theft or tampering caused by any force majeure that affects the normal operation of the network, such as computer problems, hacker attacks, computer virus intrusion or outbreak, temporary closure caused by government control, etc.;

4) Personal information leakage caused by other websites linked to FinanceWiki;

5) Any consequences caused by force majeure;

9. If FinanceWiki suspends service due to hardware failure or other force majeure outside the scope of its control, FinanceWiki will not bear any legal responsibility for any losses caused to users during the suspension period.

10. Except for the terms of service specified in FinanceWiki, FinanceWiki will not bear any legal responsibility for any accidents, negligence, defamation, copyright or intellectual property infringement and losses caused by the use of FinanceWiki (including computer viruses infected by downloading).

11. If any legal dispute arising from FinanceWiki is subject to litigation, the court where FinanceWiki, the owner of FinanceWiki, is located, that is, the Singapore court, shall be the jurisdiction court.

12. WikiFx is fully aware of the importance of personal information to you and will protect your personal information and privacy security in accordance with the provisions of laws and regulations.

13. The establishment, modification, update and final interpretation rights of this statement belong to FinanceWiki.

14. The above statement shall take effect from the date of publication.