I. Improvement and Modification of the Agreement

The company will continuously improve the service quality and modify the terms of this agreement based on the development of the Internet and changes in relevant laws and regulations of various countries/regions from time to time. The user confirms that the company does not need to notify the user one by one of the modifications to the terms of the agreement. If the user continues to use the company's software products, it is deemed that the user accepts the modified terms of the agreement. The rights and obligations between the company and the user shall be subject to the latest modified terms of the agreement.

II. Registration Information and Privacy Protection

1. After completing the registration application procedures, the user obtains the right to use the account, and the ownership of the account belongs to the company. The user should provide timely, detailed and accurate personal information, and constantly update the registration information to meet the requirements of timeliness, detail and accuracy. If the registration information is untrue, the company will not be responsible for the consequences of the problem.

2. The user should not transfer or lend his account and password to others. If the user finds that his account is illegally used by others, he should notify the company immediately. The company does not assume any responsibility for the illegal use of the account and password by others due to hacking or negligence of the user.

3. When the user inquires the company about the password due to forgetting the password, losing it or the password being stolen, he must provide complete and accurate registration information, otherwise the company has the right not to inform in accordance with the principle of keeping the user confidential.

4. The user's username and password can only be used by the user himself and shall not be transferred or authorized to others in any form. If it is found that the same account and password are used by multiple people at the same time, the company has the right to cancel the user qualification of this account without any compensation or refund of any paid service fees.

5. The company will not disclose or provide the user's registration information to any third party unless:

(1) the user's explicit authorization is obtained in advance;

(2) only by disclosing the user's personal information can the user's requested products and services be provided;

(3) in accordance with relevant laws and regulations;

(4) in accordance with the requirements of relevant government departments.

III. Service Content and Term

1. The user pays the company for software product service fees, and the company provides software product services according to the user's needs. Including: one-time authorization and upgrade services such as software activation, professional data, proprietary models, proprietary analysis methods, as well as technical support services, customer support services, market conditions, etc.

2. Service period: calculated from the date of activation of the software account.

IV. Service Fees and Renewal

1. Product Service Software product fees are implemented in accordance with the prices and preferential policies announced on the purchase date.

2. If the user intends to continue to receive the company's services in accordance with the agreed terms of this Agreement after the expiration of this Agreement, the user shall pay the service fee to the company in accordance with the fee standard agreed in this Agreement within fifteen working days before the expiration of this Agreement, and the validity period of this Agreement will be automatically extended.

3 If the validity period of this Agreement is extended, the number of extensions is unlimited. If the company's service fees change during the extension period, both parties shall perform according to the changed service fees after the expiration of the extension period.

V. User Rights and Obligations

(I) User Rights

1. Users can log in to a terminal to use the software product and enjoy the right to obtain financial information, market data information and other services through the software product.

2. Users have the right to require the company to provide software product operation technical training and usage guidance through telephone answers and other means.

3. Users have the right to require the company to provide software product services and product upgrade services in a timely manner in accordance with the provisions of this contract.

4. If the user finds any operating failure or other situation that cannot be used normally during the service, he can call the company to request guidance and help until the problem is properly resolved.

5. The user shall pay the service fee to the company in a timely manner in accordance with the time and amount agreed in this agreement. Users can pay service fees to the company's collection account through door-to-door payment, online transfer, postal remittance or other valid payment methods; users' door-to-door payment is limited to handing over the money to the company's financial staff and requesting legal payment vouchers. Except for the above circumstances, the company does not have other payment channels. The company prohibits charging service fees to users in their personal names. Users' self-payment to bank accounts or other accounts opened in their personal names or to non-financial staff of the company has nothing to do with the company.

6. After the termination of this agreement, the user will no longer enjoy the right to the paid services provided by the company as agreed in this contract, but can continue to enjoy the right to the free version of the software product service provided by the company.

(II) User Obligations

1. Users download the company's software products through formal channels and set their own accounts and passwords. Users should properly protect the security of their login accounts and passwords and shall not disclose, transfer or lend their accounts and passwords to others. If the user's negligence in keeping the account and password causes the account and password to be unable to be used normally or is illegally used by others, the losses caused shall be borne by the user. At the same time, the user shall promptly notify the company and take effective measures to avoid further expansion of losses. If the account password is lost, the user shall provide the company with a signed copy of the ID card/payment voucher and other relevant materials. After the company verifies the identity, the initial password can be reset for the user, and the user shall modify it in time. If the user cannot provide the above-mentioned certification materials due to reasons, the user shall bear the relevant responsibilities.

2. The user shall provide the necessary venue, hardware and software (including computers and operating systems), power supply, Internet access, and related resources for the installation and operation of the software product to ensure the normal installation and operation of the software.

3. The user shall respect the copyright and other intellectual property rights of the company's software products. Without the company's written consent, the user shall not copy, modify, distribute, rent, lend, translate, disseminate, disassemble or decompile the software products; the company may pursue legal liability for serious violations of this article.

4. The user guarantees that the software product service is limited to the user (or the unit) for personal use, and will not change the purpose of the product without authorization. If the relevant information of this product is quoted, the company's consent should be obtained and the product information should be quoted in full, indicating the source of the information and the words "No reproduction without the permission of FinanceWiki".

5. During the validity period of this contract, the user promises not to directly or indirectly engage in business that competes with the company, and will not provide the company's products to a third party for research, modification, copying, development of derivative products or use in other ways, or other facts and behaviors that infringe or potentially infringe the company's rights and interests due to the user's behavior. If the user violates this agreement, the company has the right to immediately stop providing services and pursue the user's corresponding breach of contract liability, and the user's payment will not be refunded.

VI. Rights and Obligations of the Company

(I) Rights of the Company

1. The software products and services under this Agreement are designed and developed by the Company. All copyrights, trademarks, patents, trade secrets and other intellectual property rights related thereto, as well as all information content provided by the Company to users through software products (including but not limited to information, icons, charts, colors, interface design, layout framework, data, market conditions, etc.) are owned by the Company or authorized by the relevant right holder.

2. The Company has the right to require users to pay the service fee in full and on time in accordance with the provisions of this Contract. After receiving the service fee, the Company shall provide software product services to users in a timely manner.

3. The Company may, with the consent of the user, send various product information to the user through software, email, mobile phone text messages or other means.

(II) Obligations of the Company

1. The Company shall provide software product services to users after receiving the service fee agreed in this Contract paid by the user.

2. The company is responsible for providing users with the prescribed standard FinanceWiki information services, including market information, macro data, industry data, and news information.

3. The company provides users with operation training and usage guidance for software products. When users encounter technical problems related to the company's products, the company should respond quickly and assist users in solving problems in a timely manner by means of telephone, remote direct operation and maintenance, etc.

4. During the validity period of the contract, the company will provide users with software product upgrade and maintenance services in a timely manner.

VII. Disclaimer

1. During the service period, the company will have the right to update, add or delete the service content of the software product at any time according to the needs of business activities, without further notice or obtaining the user's consent.

2. The company strives to provide users with rich information services, but the relevant information is for user reference only and is not used as a basis for decision-making by users, user customers or any third-party investors who have access to such information. The Company is not responsible for any risks, profits or losses caused by the aforementioned persons' investments based on the Company's information.

4. Under no circumstances shall any oral or written commitment of the Company and its agents or staff be deemed as the Company's commitment/suggestion on specific operations and investment returns to users or any third party who has access to such information, and the risks of such operations shall be borne by the user. The Company shall not be responsible for any risks, profits or losses caused by the investments made by users and the aforementioned third parties based on the Company's information and any oral or written commitment of the Company's agents or staff.

5. The Company strives to provide complete, timely and accurate information and fully guarantees the high-quality transmission of information. However, in view of the fact that information transmission and transaction procedures may be subject to system failures, abnormal information sources, satellite transmission line failures, communication line failures, network failures, hacker attacks, virus intrusions, power interruptions or failures, deliberate sabotage by others, technological development restrictions, changes in laws and regulations, government bans, regulatory requirements, etc. and force majeure events, the Company shall not be responsible for the consequences of data interruptions, delays, losses, errors, omissions and other information abnormalities or abnormal information transmission, and shall not be responsible for profits or losses caused by abnormal transactions and other circumstances.

VIII. Confidentiality Clause

1. Both parties agree that neither party shall disclose any clause or content of this Agreement to any third party, and shall maintain confidentiality of this Agreement or any commercial secrets or proprietary information involved in the performance of this Agreement with at least the same caution and precautions as it uses for its own proprietary information. Such information or data shall not be copied, disclosed to others or used without the written permission of the other party.

2. The confidentiality obligations of both parties shall not terminate due to the modification, invalidation, change or termination of this Agreement.

IX. Liability for Breach of Contract

1. Any party's failure to perform any clause under this Agreement shall be deemed as a breach of contract, and the breaching party shall bear the adverse consequences caused by its own breach of contract.

2. Upon receipt of a written notice from the other party requesting correction, either party shall correct the breach within 20 days and notify the other party in writing. If the party believes that there is no breach, it shall submit a written objection or explanation to the other party within 20 days. In this case, the two parties may negotiate on this issue. If no agreement is reached through negotiation, the dispute shall be resolved in accordance with the dispute resolution clause of this Agreement.

X. Dispute Resolution

1. Any dispute arising from or related to this Agreement shall be resolved through negotiation by the two parties in the spirit of friendly cooperation, equality and mutual benefit. If no agreement is reached through negotiation, either party may choose the following dispute resolution methods:

(1) Submit the dispute to the Singapore International Arbitration Centre for arbitration in accordance with the arbitration rules in force at the time of application for arbitration. The arbitration result shall be final and legally binding on both parties;

2) Filing a lawsuit with a court with jurisdiction over the defendant's location.

2. In the process of handling disputes, except for the clauses in the ongoing litigation or arbitration, the validity of other clauses will not be affected, and other clauses that can continue to be performed will continue to be performed.

XI. Product Risk Warning

1. Users should fully understand the risks of investment. All data and information provided by the company are for reference only. Users should not regard them as the company's explicit or implicit promise of investment returns, nor should they regard them as suggestions for specific investment companies, product selection/buying and selling timing, nor should they regard them as analysis, prediction or suggestions on the trend of the market/investment products, the feasibility of investment products, or any other form of investment consultation/suggestion. Users act accordingly at their own risk.

2. The company provides users with information and data through software products, and organizes, processes and integrates the above information and data through relevant data analysis systems and statistical operation models to provide users with high value-added information and data services (such information and data services are automatically generated according to data models, without human manipulation or manipulation), so as to facilitate users to make rational decisions and control risks in the investment process. The company does not bear any breach of contract, compensation or other civil liability for the risks or losses that may be caused by the user's investment decision.

XII. Intellectual Property

The company respects the intellectual property rights and legal rights of others. If you believe that your intellectual property rights or other legal rights have been infringed, please provide information to the company in accordance with the following instructions:

Please note: If the statement of the rights notice is untrue, the submitter of the rights notice will bear all legal responsibilities caused by it (including but not limited to compensation for various expenses and attorney fees). If the above-mentioned individuals or units are not sure whether the company's software products with information available on the Internet infringe their intellectual property rights and other legal rights, the company recommends that the individual or unit first consult a professional.

In order for the company to effectively handle the rights notifications of the above individuals or units, please use the following format (including the serial number of each clause):

1. The right holder has intellectual property rights or other legal rights and/or can exercise intellectual property rights or other legal rights in accordance with the law.

2. Please fully and clearly describe the situation of infringement of intellectual property rights or other legal rights, and specify the specific content of the suspected infringement.

3. Please provide the specific contact information of the right holder, including name, ID card or passport copy (for natural persons), unit registration certificate copy (for units), mailing address, telephone number, fax and email.

4. Please add the following statement about the authenticity of the content of the notice in the rights notice: "I/my company guarantee that the information described in this notice is sufficient, true and accurate. If the content of this rights notice is not completely true, I/my company will bear all legal responsibilities arising therefrom."

Please sign the document. If you are an institution or organization established in accordance with the law, please affix your official seal.

Thirteen, Others

All promises, commitments, statements, suggestions, opinions, guarantees, arrangements, drafts, agreements, understandings, memoranda, etc. of any nature previously formed by one or both parties in oral or written form on matters related to this Agreement, if there is any conflict with this Agreement, shall be subject to the provisions of this Agreement. The terms of this Agreement shall not be changed without the written consent of both parties to this Agreement.