Founded
in 1971 and headquartered in Manama, Bahrain, Bank of Bahrain and Kuwait (BBK) is a joint-stock bank whose main shareholders include the Bahraini government, Kuwaiti investment institutions and public investors.
Scope of
ServicesBBK provides retail and corporate banking services in Bahrain and Kuwait and has a branch office in India to provide corporate banking services. In addition, BBK has a representative office in Dubai, UAE to expand its international business.
Regulation &
ComplianceBBK is regulated by the Central Bank of Bahrain and holds a banking license issued by it.
Financial HealthAs
of 2024, BBK has a capital adequacy ratio of 26.5% and a non-performing loan ratio of 5%, indicating a solid financial position.
Deposits &
LoansDeposits:
BBK offers a variety of deposit products, including demand and time deposits.
Loans:
BBK provides personal loan products with an annual interest rate of about 4.98% and a loan term of up to 7 years, with a simple application process and fast approval.
List of common feesBBK's
account management fees, transfer fees, and other fees vary depending on the type of service and region.
Digital Service
ExperienceBBK's mobile banking app is available for download on Google Play and the App Store, providing functions such as account management, fund transfer, bill payment, and facial recognition login to enhance the user experience.
Customer Service
QualityBBK provides multi-channel customer service, including phone support, live chat, and email, and is available from 7:30 a.m. to 8:00 p.m., Saturday to Thursday.
Security
measuresBBK has obtained ISO 27001 and ISO 22301 certifications to ensure information security and business continuity. In addition, BBK uses advanced anti-fraud technology to monitor transactions in real time to ensure the safety of customer funds.
Featured Services & DifferentiationBBK
provides customized services to different client groups, including private banking services for high-net-worth clients, as well as green financial products to support sustainable investment.
Market Position & AccoladesBBK
was named "Best Bank for Cash Management Services" by Global Finance magazine in 2025, highlighting its excellence in the financial services sector.
