Moneyou B.V. (Moneyou & Co.) is a Dutch financial services provider.

Moneyou was founded in 2001 as an initiative of builder and lender Bouwfonds, which later became an independent subsidiary of ABN Amro. In its heyday, Moneyou provided mortgages, insurance and loans and carried out activities in Germany, Austria and Belgium for a period of time. In 2020, ABN Amro terminated Moneyou's activities and the process was completed in 2021. As part of ABN Amro's Mortgage Group, only the Moneyou Mortgage label remains active.

Moneyou in the Netherlands

Founded in 2001, Moneyou started as an online mortgage brand, at the initiative of builder and lender Bouwfonds, and later became an independent subsidiary of ABN Amro.

In addition to mortgages, Moneyou offers savings deposits, savings accounts, and Moneyou Go online checking accounts. In addition, there is mediation for revolving credit. Opening a savings account can be done entirely online, and both regular savings accounts and deposits are included in the deposit guarantee scheme.

For several years, Moneyou has also offered customers green deposits that can be withdrawn through a freely withdrawable savings account, which is linked to this account. The green deposits themselves are placed at the Dutch bank Groenbank B.V., and given the special conditions under which these deposits can be used to invest in government-sanctioned green projects, they are available for a limited period of one year.

In 2008, Moneyou remained one of the smaller Financial Institution Groups, but made considerable advertising efforts on the Internet and radio advertising. The latter, in particular, contributed to its notoriety. In early 2010, Moneyou won "The Golden Piggy Bank", an award established in 2009 to recognize the best income savings account with no restrictions.

In 2020, Moneyou announced that it would discontinue its savings and payments activities during 2021. According to the bank, low interest rates meant it could no longer differentiate itself from other providers with attractive savings rates. Moneyou Go closed on April 15, 2021, and Moneyou Savings on July 5, 2021. On July 1, 2021, Moneyou Lenen was transferred to DEFAM, a 100% subsidiary of ABN Amro. Moneyou Mortgage Label continued to operate as part of ABN Amro's Mortgage Group.

Due to the outage of Moneyou Savings and Payments, 150 jobs were lost in the Netherlands and Germany. Temporary contracts were not renewed, followed by a social program for more than 40 permanent employees. Some employees have also switched to the fintech company TM-Pro, which is taking over the technology behind the Monenou platform.

Moneyou outside the Netherlands

Moneyou in Germany

Moneyou's business in Germany started in 2011.

In 2018, Moneyou launched Tikkie in Germany. However, Tikkie did not catch on, so the experiment was stopped in 2019.

After a positive experience in the Netherlands, the Moneyou GO app was also launched to Moneyou customers in Germany in 2019.

In 2020, Moneyou announced that it would stop its savings and payments activities during 2021. According to the bank, low interest rates mean it can no longer differentiate itself from other providers with attractive savings rates.

Moneyou Belgium

In November 2019, Moneyou Belgium ceased to exist. The accounts of 43,000 customers in Belgium were transferred to the Belgian online Keytrade bank.

Moneyou Austria

Moneyou was launched in Austria in October 2014. In mid-2019, Moneyou Austria ceased to exist