Cal is Israel's leading credit card company, issuing Visa, MasterCard and Diners credit cards and clearing the Visa, MasterCard, Isracard and Diners brands.

Cal (Israel Credit Cards Ltd.) was founded in 1979 by Bank Leumi and Bank Discount and is currently jointly owned by Discount Bank (72%) and First International Bank (28%).

Cal currently has over 1,500 employees in its Givatayim office.

The company provides a wide range of issuance, clearing, and advanced payment solutions for over 4 million credit cards and tens of thousands of businesses in Israel.