Corporate Profile
Royal Bank Of Canada (RBC) Is A Regulated Financial Institution Group Headquartered In Montreal, Canada, Founded In 1864. As Canada's Largest Bank, RBC Has An Extensive Network Of Operations In North America And More Than 30 Countries And Territories Around The World. As Of 2023, RBC Has 1,250 Branches And 4,100 ATMs In Canada, Serving More Than 15 Million People And Business Customers . RBC Is Also The 12th Largest Investment Bank In The World, RBC Capital Markets.
Regulatory Information
RBC Is Strictly Regulated By The Investment Industry Regulatory Organization (IIROC), The Regulator Of The Canadian Investment Industry, And The Bank Of Canada. RBC Holds The Full License Of Its Authorizations And Licenses, Ensuring That Its Operations Comply With Relevant Laws And Regulations. Compliance Statement : RBC Strictly Adheres To The Rules And Regulations Of The IIROC, Ensuring The Safety Of Investors' Funds And The Transparency Of Transactions.
Trading Products
RBC Offers A Diverse Range Of Trading Tools, Including:
- Stocks : Trading Canadian And U.S. Stocks Listed On The Toronto Stock Exchange (TSX) And The New York Stock Exchange (NYSE).
- ETFs : Covering Thousands Of Exchange-traded Funds In Canada And The United States.
- Options : Offering A Variety Of Options Trading Options Such As Call And Call Options, Call-by-reference, And More.
- Mutual Funds : Provides Money Market Funds, Fixed Income Funds, Equity Funds And Balanced Funds, Etc.
- Bonds : Includes Government Bonds, High Yield Bonds, Zero Coupon Bonds, Etc.
Trading Software
RBC's Online Trading Platform Provides The Following Functions:
- Real-time Quotes : View Real-time Prices Of Stocks And ETFs For Free.
- Event-based Portfolio Insights : Provides Analysis Of The Impact Of Market Events On Portfolios.
- Pre-market And After-market Transactions : Transactions Are Supported Outside Regular Trading Hours.
Deposit And Withdrawal Methods
RBC's Account Supports The Following Deposit And Withdrawal Methods:
- Electronic Transfer : Real-time Transfer Via Internet Banking.
- Automated Teller Machine (ATM) : Support ATM Deposits And Withdrawals Within And Outside Canada.
Customer Support
RBC Offers The Following Customer Support Services:
- Phone Support : Dial 1-800-769-2560 (within Canada) Or 1-416-977-1255 (overseas Markets).
- Multilingual Support : Bilingual Service In Cantonese And Mandarin Is Available.
Core Business And Services
RBC's Core Business Includes:
- Retail Banking : Comprehensive Banking Services For Individuals And Small And Micro Businesses Through RBC Royal Bank.
- Investment Banking : Capital Markets Services For Institutional Clients Through RBC Capital Markets.
- Wealth Management : Customized Wealth Management Solutions For High Net Worth Clients.
Technical Infrastructure
RBC Adopts AIoT Risk Control System , Which Combines Artificial Intelligence And IoT Technology To Monitor Transaction Risk In Real Time. The System Supports Real-time Data Analytics To Identify Latent Risks Before Transactions Occur.
Compliance And Risk Control System
RBC's Risk Control System Includes:
- Real-time Monitoring : Real-time Monitoring Of Transaction Behavior Through The AIoT System.
- Multi-level Verification : Including Identity Verification, Transaction Verification, And Fund Flow Verification.
- Compliance Report : Submit Compliance Reports To Regulators On A Regular Basis.
Market Positioning And Competitive Advantage
RBC's Market Positioning Is:
- North American Market Leader : Ranked First Or Second In The Canadian Personal Banking Market Share.
- Globalization Layout : Has A Business Network In More Than 30 Countries And Regions.
- Technological Innovation : Continued Investment In Fintech Keeps It At The Forefront Of The Industry.
Client Support And Empower
RBC Empowers Clients By:
- Educational Resources : Offers Free Investment Seminars And Trading Platform Tutorials.
- Personalized Advice : Provides Customized Advice Through Professional Investment Advisors.
Social Responsibility And ESG
The RBC Is Committed To Social Responsibility, Including:
- Environmentally Friendly : Investing In Green Energy Projects And Reducing Carbon Footprint.
- Social Responsibility : Supporting Community Development Projects And Improving Access To Education And Healthcare.
- Corporate Governance : Ensuring A Transparent And Efficient Corporate Governance Structure.
Strategic Collaboration Ecology
RBC's Strategic Collaborations Include:
- Technology Partners : Collaborating With Multiple Technology Companies To Develop Fintech Solutions.
- Industry Partners : Collaborating With Multiple Institutions To Expand Operations In Global Markets.
Financial Fitness
RBC's Financial Position Is Solid, As Of Q3 2023:
- Total Assets : More Than $1.20 Trillion .
- Net Profit : 4 Billion CAD .
- Capital Adequacy Ratio : More Than 16% .
Future Roadmap
RBC's Future Development Plans Include:
- Continue To Expand Its Globalization Layout : Increase Its Business In Emerging Markets.
- Strengthen Financial Technology Investment : Develop More Intelligent Financial Service Products.
(Note: The Above Data Is As Of The Third Quarter Of 2023.)
