Bank of Taiwan

Corporate Overview

Bank Of Taiwan (BoT For Short) Is The Oldest Bank In Taiwan, Founded In 1899. As The First Bank In Taiwan, Its History Can Be Traced Back To The Bank Of Taiwan During The Japanese Colonial Period. BoT Has 188 Branches Worldwide And 169 Branches Locally. It Is One Of The Largest Banks In Taiwan In Terms Of Assets, Net Worth, And Deposit And Loan Balances. It Is Also One Of The "eight Largest Banks" In Taiwan.

After Its Merger With Central Trust Of China In 2007, BoT Became A Major Subsidiary Of Taiwan Financial Holdings Co., Ltd. The Bank Completed Its Corporatization In 2003, And Its Capital Has Gradually Increased To New Taiwan Dollar 95 Billion (as Of 2014), Making It The Largest Domestic Bank In Taiwan By Capital.

Regulatory Information

Bank Of Taiwan Is A Highly Regulated Financial Institution Group In Taiwan, And Its Operations Strictly Follow Laws And Regulations Such As The Banking Act And The Central Bank Act. In Addition, BoT Is Supervised And Guided By The Central Bank Of The Republic Of China (Taiwan) In Currency Issuance, Foreign Exchange Transactions And Agency Central Banking Business.

Trading Products

Bank Of Taiwan Offers A Wide Range Of Financial Services, Including But Not Limited To:

1. Deposit Products : Demand Deposits, Time Deposits, Foreign Currency Deposits, Etc.
2. Loan Products : Personal Loans, Home Mortgages, Corporate Loans, Etc.
3. Foreign Exchange Trading : Foreign Currency Cash Buying And Selling, Foreign Exchange Spot Transactions, International Trade Financing, Etc.
4. Precious Metals Trading : Trading And Custody Services For Precious Metals Such As Gold And Silver.
5. Wealth Management : Including Portfolio Management, Fund Escrow, Etc.

In Addition, BoT Also Acts As An Agent For Government-related Businesses, Such As Preferential Deposits For Veterans, Insurance Underwriting For Catholics, Etc.

Trading Software

Bank Of Taiwan Provides A Variety Of Trading Channels, Including:

1. Online Banking : Support Deposit And Withdrawal, Transfer, Foreign Exchange Transactions And Other Services.
2. Mobile Payment : Support QR Code Scan Payment Through "Taiwan Pay", And Customers Can Complete Transactions Through Mainstream Mobile Payment Methods Such As Apple Pay, Google Pay, And Samsung Pay.
3. Mobile Banking : Provide Real-time Account Inquiry, Transfer, Financial Consultation, And Other Functions.

Deposit And Withdrawal Methods

Bank Of Taiwan's Deposit And Withdrawal Methods Include:

1. Cash Withdrawal : Complete Through Branches Or ATMs.
2. Transfer Service : Support Real-time Inter-bank Transfer, International Transfer, Etc.
3. Electronic Payment : Complete Non-cash Deposits And Withdrawals Through Mobile Payment And Online Banking.

Customer Support

Bank Of Taiwan Provides A Diverse Range Of Customer Support Channels:

1. Online Customer Service : Through The Live Live Chat Function Of The Official Website, Customers Can Communicate Directly With Customer Service.
2. Telephone Support : Customers Can Contact The Customer Service Team At (02) 2545-1788 .
3. Social Media : BoT Provides Client Server And Product Information Updates On Platforms Such As Facebook And Line.
4. Physical Branches : Customers Can Visit One Of BoT's 169 Branches For Face-to-face Consultations.

Core Business And Services

As One Of The Largest Banks In Taiwan, Bank Of Taiwan's Core Business Includes:

1. Corporate Banking : Provide A Full Range Of Financing Solutions For Corporate Customers, Including Trade Financing, Project Finance, Etc.
2. Retail Banking : Provide Deposit, Loan, Investment And Wealth Management Services For Individual Customers.
3. International Business : Including Foreign Exchange Transactions, International Trade Financing, Cross-border Transfer, Etc.
4. Wealth Management : Provides Customized Asset Allocation And Investment Management Services For High Net Worth Clients.

Technology Infrastructure

Bank Of Taiwan Invests Heavily In Technology Infrastructure To Ensure The Stability And Security Of Its Services. Its Technical Highlights Include:

1. AIoT Risk Control System : Real-time Monitoring Of Transaction Risks And Fraud Prevention Through Artificial Intelligence And Internet Of Things Technology.
2. Cloud Computing Platform : Supports The Efficient Operation Of Multi-service Systems, Improving Service Efficiency And Customer Experience.
3. Biometric Technology : Enhances The Security Of Customer Authentication Through Fingerprint, Facial Recognition And Other Technologies.

Compliance And Risk Control System

Bank Of Taiwan Strictly Complies With Relevant Laws And Regulations, And Its Compliance And Risk Control System Mainly Includes:

1. Anti-Money Laundering (AML) : Prevent Money Laundering And Terrorist Financing Through Comprehensive Customer Identification (KYC) Procedures.
2. Risk Management : Use The TIL (Threat, Impact, Likidation) Model To Evaluate And Prevent Various Risks.
3. Internal Control Audit : Conduct Regular Internal Audits To Ensure Compliance And Risk Control.

Market Positioning And Competitive Advantage

As One Of The Largest Banks In Taiwan, Bank Of Taiwan's Competitive Advantage Is Reflected In:

1. Network Coverage : Extensive Branch And ATM Network To Provide Customers With Convenient Financial Services.
2. Technology-driven : Enhance Customer Experience And Operational Efficiency Through Technological Innovation.
3. Government Support : As A Subsidiary Of Taiwan Financial Holdings, BoT Has Advantages In Terms Of Policy Support And Access To Resources.

Customer Support And Empowerment

In Addition To Traditional Financial Services, Bank Of Taiwan Also Empowers Customers In The Following Ways:

1. Educational Support : Provides Student Loans To Support Education.
2. Innovation Training : Helping Small And Medium-sized Enterprises And Individual Entrepreneurs Through The "Youth Entrepreneurship Loan" Program.
3. Social Responsibility : BoT Actively Participates In Public Welfare Activities And Supports Social Welfare And Environmental Protection Projects.

Social Responsibility And ESG

Bank Of Taiwan Has Performed Well In Fulfilling Its Corporate Social Responsibility, Including:

1. Environmental Protection : Supporting The Development Of Renewable Energy And A Low-carbon Economy Through The "Green Finance" Program.
2. Social Responsibility : BoT Continues To Participate In Public Welfare Projects In The Fields Of Education, Health Care And Culture.
3. Corporate Governance : BoT Has Established A Sound Governance Structure To Ensure Transparent Decision-making And The Protection Of The Rights And Interests Of Stakeholders.

Strategic Cooperation Ecology

Bank Of Taiwan Has Established Long-term Strategic Partnerships With Multiple Institutions, Including:

1. Government Entities : BoT Acts As The Central Bank And Supports The Implementation Of National Monetary Policy.
2. International Financial Institution Group : BoT Has Branches In New York, London, Singapore And Other International Financial Centers, And Has Established Close Cooperation With Major Global Financial Institution Groups.
3. Technology Enterprises : BoT Partners With Technology Companies To Jointly Develop Smart Banking Solutions.

Financial Health

Bank Of Taiwan's Financial Performance Is Solid, As Of 2023Q3, Its Total Assets Are 67,900 Billion New Taiwan Dollars And Its Capital Adequacy Ratio Is 16.11% , Which Is Well Above Regulatory Requirements.

Future Roadmap

Bank Of Taiwan's Future Strategic Priorities Include:

1. Digital Transformation : Continue To Invest In AI, Big Data And Blockchain Technology To Enhance The Intelligence Of Financial Services.
Internationalization Layout : Deepen Financial Cooperation With South East Asia And Countries Along The "Belt And Road Initiative".
2. ESG Development : Strengthen Investment In Green Finance And Sustainable Development, And Fulfill Corporate Social Responsibility.

Note: The Above Information Is Based On Data As Of 2023Q3, And The Final Content Is Subject To The Actual Situation.