Abu Dhabi Commercial Bank PJSC (Arabic ：بنك أبوظبي التجاري）（ ADX code: ADCB), commonly known as ADCB, is a bank in the United Arab Emirates.

Established in 1985, Abu Dhabi Commercial Bank (ADCB) is a public joint-stock limited liability company formed from the merger of Emirates Commercial Bank, Federal Commercial Bank and Khaleej Commercial Bank, established in 1975.

The Abu Dhabi government, through the Abu Dhabi Investment Board (ADIC), holds a 62.52% stake in ADCB; the remainder is held by other institutions and individuals. ADCB is the third largest bank in the UAE in terms of balance sheet size, offering a range of commercial and retail banking services to its clients.

As of September 30, 2018, it had over 5,000 employees and served retail and corporate clients. In addition to its 56 branches in the UAE, it had 1 branch in Jersey as of October 2020. It also has representative offices in Singapore and London.

In January 2019, ADCB, Union National Bank and Al Hilal Bank announced the merger of 3 banks. The merged bank continues to operate under the ADCB name, although Al Hilal Bank is an independent Islamic bank and has been consolidated under the new group entity.

ADCB Group will become the fifth largest bank in the region, with approximately 1 million customers.

Business Areas

The bank is a public joint stock company headquartered in the United Arab Emirates, offering retail, commercial, investment, commercial, brokerage and fund management activities through its network of 56 branches in the United Arab Emirates and one branch in the United Kingdom.