Mitsubishi UFJ Morgan Stanley Securities Is A Large Integrated Financial Services Company Established As A Joint Venture Between Mitsubishi UFJ Financial Group (MUFG) Of Japan And Morgan Stanley Of The United States. It Combines The Resources And Expertise Of Both Parent Companies To Provide A Wide Range Of Financial Services To Its Clients. The Following Is A Brief Introduction To The Company:

Background And Formation

Background Of The Joint Venture: Mitsubishi UFJ Morgan Stanley Securities Was Formed In 2009 By Mitsubishi UFJ Financial Group And Morgan Stanley Through The Merger Of Their Respective Securities Businesses In Japan. This Partnership Is Designed To Combine The Global Networks And Local Market Expertise Of Both Companies.

Business Scope

• Investment Banking: Provide Services Including Mergers And Acquisitions, Capital Markets, Equity Issuance And Debt Financing.

• Securities Brokerage: Provide Brokerage Services For Stocks, Bonds And Other Financial Products For Individual And Institutional Investors.

• Research And Analysis: Provide Market Research, Industry Analysis And Investment Advice.

• Asset Management: Provide Portfolio Management And Financial Advisory Services To Clients.

Strategic Advantage

Combination Of Global And Local: Through The Global Network And Resources Of Its Parent Companies, Mitsubishi UFJ And Morgan Stanley, Mitsubishi UFJ Morgan Stanley Securities Is Able To Provide Its Clients With Financial Solutions For Cross-border Transactions And Internationalization.

Strong Capital Base: Thanks To The Support Of Mitsubishi UFJ Financial Group, The Company Has A Strong Capital Base And A Stable Financial Position.

Market Position

Industry Influence: As One Of The Important Financial Institution Groups In The Japanese Market, Mitsubishi UFJ Morgan Stanley Securities Has Significant Market Share And Influence In Many Fields.

Client Base: Service Targets Include Individual Investors, Institutional Investors, Corporate Customers, And Government Entities, Etc.

Deposits And Withdrawals

Deposits

• Deposits Through Bank Transfer Accounts

Set Up A Dedicated Bank Account For Each Customer: The Bank Transfer Account Is A Virtual Branch "Mitsubishi UFJMS Securities Branch" On The Mitsubishi UFJ Banking System. It Is A Dedicated Bank Account For Transferring Money To The Company. Each Customer Has A Different Number.

Automatic Processing From The Dedicated Transfer Account To The Trading Account: By Sending Money To Your Own Transfer Account, The Money Will Be Automatically Deposited Into Your Trading Account. When Transferring Money, Please Use The Name Of The Account Holder. Transfers Made In A Name Other Than The Account Holder Will Not Be Accepted.

• Deposit With A Mitsubishi UFJ Morgan Stanley Securities Card

You Can Deposit From ATMs Such As Japan Post Bank And Bank Using A Mitsubishi UFJ Morgan Stanley Securities Card. Please Contact Your Dealer For Details.

• Easy Transfer Deposit

"Easy Transfer" Is An Account Transfer Service That Withdraws A Specified Amount In Real-time From The Savings Account Of The Partner Financial Institution Group (Mitsubishi UFJ Bank, Etc.) Through Actions On The Online Transaction Screen And Deposits It Into The Customer's Account.

• Deposit Using The Automatic Transfer Service "Manefuri"

• Foreign Currency Transfer Deposit

Withdrawal

• Mitsubishi UFJ Morgan Stanley Securities Card: Withdrawals Can Be Made At ATMs At Mitsubishi UFJ Bank, ATMs At Cooperative Financial Institution Group, And ATMs At Japan Post Bank.

• In-store Reception: Transfers Will Be Remitted To The "Transfer Destination Designated Account" Delivered To The Company In Advance. Withdrawals Can Be Made In Units Of 1 Yen Within The Deposit Range. In Addition, The Company Will Bear The Withdrawal Fee. It Is Necessary To Contact The Dealer Before The Working Day Before You Wish To Withdraw.

• Online Transactions/telephone Transactions, The Transfer Will Be Remitted To The "designated Account Of The Transfer Destination" Delivered To The Company In Advance. Withdrawals Can Be Made In Units Of 1 Yen Within The Deposit Range. In Addition, The Company Will Bear The Cost Of Withdrawal. You Can Apply For Withdrawal Through The Online Transaction Or Contact The Company's Call Center. Https://www.sc.mufg.jp/trade/deal/payment/index.html Please Click Here To Check The Processing Time.

• Automatic Transfer Service (Manefri) Https://www.sc.mufg.jp/service/nyushukkin/manefuri/index.html Please Refer To The Automatic Transfer Service "Manefuri".

• Withdrawal By Foreign Currency Remittance: It Will Be Accepted By Every Trading Store. If You Contact The Dealer On The Morning Of The Working Day Before The Required Remittance Date, The Company Will Process The Withdrawal Procedure On The Day Of Remittance. Please Note That If You Contact The Dealer In The Afternoon, It May Not Be Possible To Transfer The Money To Your Bank Account On The Date You Wish To Send The Money. Also, Depending On The Bank, The Payment May Be Received The Day After The Date Of The Transfer, So Please Confirm With Your Partner Bank. The Following Withdrawal Handling Fee (in Foreign Currency) Will Be Deducted From The Amount Of The Transfer And Remitted To The Designated Bank Account.

MUFG Bank: Withdrawal Fee Equivalent To 1,000 Yen In Foreign Currency

Other Financial Institution Group: Withdrawal Fee Equivalent To 3,000 Yen In Foreign Currency

Please Note That Some Banks May Charge Additional Handling Fees, Such As Hoisting Fees.

Pros And Cons

Pros

• Global Network With Local Expertise: Through The Global Network Of Parent Companies Mitsubishi UFJ And Morgan Stanley, It Is Possible To Provide Clients With International Financial Solutions While Having Deep Local Market Knowledge.

• Diversified Services: Offering A Wide Range Of Financial Services, Including Investment Banking, Securities Brokerage, Asset Management And Research Analysis, To Meet The Needs Of Different Clients.

• Strong Capital Base: Being Part Of Mitsubishi UFJ Financial Group, With A Sound Financial Position And Strong Capital Backing, Enhances Its Competitiveness In The Market.

• Professional Research Capabilities: Have A First-class Research Team, Able To Provide In-depth Market Analysis And Investment Advice To Support Clients' Investment Decisions.

• Brand Reputation: Relying On The Brand Reputation Of Two Well-known Parent Companies, It Enhances Clients' Sense Of Trust And Market Influence.

Disadvantages

• Complex Organizational Structure: As It Is Jointly Established By Two Major Financial Giants, It May Face The Challenge Of Complex Organizational Structure And Cultural Nuance In The Management And Decision-making Process.

• Intense Competition In The Market: In The Global And Japanese Markets, There Is Intense Competition From Other Large Financial Institution Groups, Especially In Innovative Financial Products And Technology Applications.

• Fee Structure: For Some Clients, Service Fees May Be Higher, Especially In High-end Investment Banking And Asset Management Services.

• Regulatory And Compliance Risks: As A Large Financial Institution Group, There Are Complex International And Local Regulatory Requirements To Follow, And Any Compliance Issues May Affect Its Reputation And Operations.

• Technological Challenges: In The Context Of The Rapid Development Of Fintech, How To Effectively Integrate New Technologies To Improve Service Efficiency And Customer Experience Is A Challenge That Companies Need To Continuously Face.

Overall, Mitsubishi UFJ Morgan Stanley Securities Has A Significant Competitive Advantage In The Market With Its Strong Global Network And Diversified Service Capabilities. However, In The Face Of The Rapidly Changing Market Environment And Intense Competition, Companies Need To Constantly Adapt And Innovate In Order To Maintain Their Market Position.