Company background
Initially registered as "Alina-Moscow", Ingosstrakh Bank was acquired by Ingosstrakh in 1999 and renamed Ingosstrakh-Soyuz. It changed its name to Bank SOYUZ after merging the three banks in 2003 and officially changed its name to Ingosstrakh Bank in 2022. In 2025, Autoholding Authoritale acquired a 99.9% stake.
service content
Ingosstrakh Bank is an all-in-one bank that offers a diverse range of financial services covering the needs of businesses and individuals. Its main services include:
lending business:
banks provide loans to businesses and individuals, especially in the field of auto loans. At the end of 2024, the bank was among the top 50 car loans in Russia, with its car loan portfolio growing from 22.2 billion rubles to 26.07 billion rubles, its portfolio of car loans for its own sales increasing from 8.6 billion rubles to 16.8 billion rubles, and total car loans from 6.6 billion rubles to 22.1 billion rubles, an increase of 3.3 times compared to 2023.
factoring services:
help businesses manage cash flow by purchasing accounts receivable, especially suitable for small and medium-sized enterprises.
Trading business:
including settlement services, cash operations, guarantees, and insurance products, supporting customers' daily financial transactions.
Housing Construction Financing:
as an authorized bank of AHML OJSC and AFZhS OJSC, providing housing construction financing and deposit services.
Other certifications and collaborations:
The bank is certified by the Deposit Insurance Authority, is a bank guarantor for Rosatom, and collaborates with SME Bank to support small and medium-sized businesses.
These services enable Ingosstrakh Bank to cater to diverse customer needs, from corporate finance to personal consumption loans to complex transactions and insurance solutions.
current status and market positioning
As of 2025, Ingosstrakh Bank holds a significant position in the Russian banking industry, particularly in the field of auto loans. The bank's operations cover six federal districts, with corporate customers dominating Moscow and the Volga Federal District, while retail operations are more geographically diversified. In 2024, the bank served more than 25 million customers and generated more than 1 billion rubles, indicating strong financial performance.
In the auto loan market, the bank's growth is particularly significant. At the end of 2024, the rapid expansion of its auto loan portfolio reflects its competitiveness in the retail finance sector. The bank's regional network includes multiple points of sale, covering major Russian industrial and cultural centers such as Moscow, St. Petersburg, etc.
future outlook
After being acquired by Autoholding Authoritale in 2025, Ingosstrakh Bank ushered in new development opportunities. The new owner may bring more resources and strategic support, helping the bank further expand its market share, especially in the areas of auto loans and SME support. However, the regulatory environment and economic situation in the Russian banking industry may pose challenges to the bank's future development.
summary
Since its establishment in 1993, Ingosstrakh Bank (formerly Bank SOYUZ) has undergone several changes and restructurings, evolving into a significant player in the Russian financial market. By providing comprehensive financial services, including loans, factoring, trading, and insurance products, the bank caters to the diverse needs of businesses and individuals. After being acquired by Autoholding Authoritale in 2025, the bank has ushered in new development opportunities and continues to play an important role in the Russian banking industry
